11 Best Credit Cards for Beginners (2022 Guide) CardRates.com. Best Overall Credit Cards to Start Building Credit 1. Capital One Platinum Credit Card NO/LIMITED CREDIT RATING ★★★★★ 4.7 OVERALL RATING 4.0/5.0 No annual or hidden fees. 2. Discover it® Student Cash Back at Discover Card's secure website NO/LIMITED CREDIT RATING ★★★★★ 4.6 OVERALL RATING 4. 3..
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Best starter travel rewards credit cards Best overall: Chase Sapphire Preferred® Card Best for frequent travelers: Capital One.
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